Can My Aetna Insurance Policy Cover Addiction Treatment?

Aetna Insurance is one of the leading insurance providers in the United States. Founded in 1853, Aetna serves over 46 million people with various healthcare plans. Their network includes 1.2 million healthcare professionals, almost 700,000 primary care doctors, and specialists, and over 5,700 hospitals. 

While many insurance providers offer cookie-cutter plans that often don’t fit the needs of their customers, that is not the case with Aetna. They understand that not everyone is alike, and neither should their insurance plans. That’s why Aetna works with each individual and determines their needs before creating a plan that works best for them and their needs, including plans that cover drug and alcohol abuse and addiction treatment

At Unity Behavioral Health, we are proud to partner with Aetna Insurance to help their clients get the help that they need to overcome substance abuse disorder and addiction. It is our goal to treat every person that enters our facility successfully, and your insurance plan shouldn’t get in the way of that. That’s why we make sure to work with both you and your insurance company before entering treatment to ensure that you get the treatment you need at little or no cost to you.

Based on your Aetna insurance plan, you may be eligible for various treatment programs we offer with little to no out-of-pocket expenses being required. Some of these programs include:

  • Detoxification
  • Inpatient rehabilitation
  • Residential rehabilitation
  • Partial hospital treatment
  • Intensive outpatient treatment
  • Continuing care programs

This page is aimed at addressing any other questions or concerns you may have as it pertains to your Aetna Insurance plan and addiction treatment.

What Exactly Does My Aetna Insurance Plan Cover?

No two people are alike, and as a result, no two addictions are alike. Sure, multiple people could be suffering from the same substance abuse addictions and/or mental health disorders, but their addiction is unique to them, and so is their treatment plan. Aetna understands that, which is why they cover a wide variety of habits and subsequent treatment plans for those addictions. These include:

  • Alcohol
  • Drugs
  • Mental Health
  • Behavioral Health

Depending on the Aetna plan that you have, your treatment might be covered at little to no cost to you. If you are unsure about what is and isn’t covered with your Aetna plan, you can reach out to your provider, or you can even reach out to us. At Unity Behavioral Health, we know that your top priority and focus should be getting the help you need and not how much it will cost. That’s why we make a point to work with both you and your insurance company to get the treatment you need at a cost that you can afford. Battling substance abuse and addiction can be difficult and stressful enough on its own, without having to worry about how you are going to pay for it. Let us worry about the payment part so you can focus on getting the help that you need to live a clean and sober life.

I Have To Undergo Detox Before I Begin Treatment, Will That Be Covered?

Before beginning any type of treatment for substance abuse, most people have to undergo detox first. Detox allows your body to rid itself of the substance or substances that are in it so that you can then begin treatment for your issues. The length of time someone spends detoxing can vary based on a variety of things, including the severity of the addiction and how the person’s body reacts to the detox process. Depending on these things, detox can take anywhere from a few days to a few weeks to complete. During the detox process, you will need to be under constant medical supervision.

That’s why it is essential to undergo detox treatment at either a dedicated detox facility, a treatment facility that offers detox services, or at a medical facility that provides detox services. Due to the way the body reacts to the detox process, it must be done at a facility that can provide constant medical care and attention. Attempting to self-detox can be incredibly dangerous and even potentially life-threatening. 

At Unity Behavioral Health, you don’t need to go to a different facility to undergo detox before beginning treatment. Our staff of trained medical professionals will make sure you go through the detox process as comfortably as possible. Thanks to your Aetna insurance policy, detox can be done with little to no out-of-pocket expenses from you. Depending on your policy, your detox treatment might even be covered in full.

If you have any questions about your Aetna policy as it pertains to detox, or aren’t sure how much it will cover, no need to worry. You can either reach out to your insurance representative or just give us a call at Unity Behavioral Health. We will take a look at your policy and see what is and isn’t covered. Additionally, we will let you know if there will be any out-of-pocket expenses on your end before you enter treatment so there are no surprises.

Does Aetna Cover Both Inpatient and Outpatient Treatment?

After completing detox, the time will come to enter an addiction treatment program. The two most common ones to choose from are inpatient and outpatient treatment.

Inpatient Treatment

Also known as residential treatment, inpatient treatment is performed at a dedicated facility where you will live for the duration of your treatment. Inpatient treatment is by far the more “popular” and recommended treatment option by professionals because it allows the patient to go through treatment while under around the clock care and supervision from a variety of trained treatment professionals as well as participate in a variety of different therapies including individual and group sessions. By living at the facility, it eliminates the risk of relapse occurring during treatment since there are no outside distractions or temptations.

Inpatient treatment also provides some unique services that other treatment methods don’t, including:

  • Clinical case managers
  • Wellness and fitness specialists
  • Nutritionists
  • Continuing care coordinators

Outpatient Treatment

While inpatient treatment is the preferred treatment method for most treatment professionals, it is simply not feasible for everyone. Some people just can’t live in a treatment facility for weeks or months while undergoing treatment. Some people, for one reason or another, can’t just abandon their daily commitments for that long. Additionally, there are some people whose addiction isn’t bad enough to warrant a need for inpatient treatment. For all those people, there is outpatient treatment.

While outpatient treatment involves many of the same components as residential treatment, such as a heavy reliance on therapy, the significant difference is that you don’t live at the facility while undergoing treatment. 

During outpatient treatment, you will go to the facility during the day to attend your therapy sessions as well as other parts of your treatment, and then you go home when you have finished for the day. Because there is no housing involved with outpatient treatment, the cost tends to be significantly less than inpatient. This is another reason why someone might choose outpatient treatment over inpatient treatment, especially if the out-of-pocket expenses are high for them.

Deciding between inpatient and outpatient treatment is a significant decision and one that shouldn’t have to be made based on what your insurance provider covers. That’s why Aetna covers both inpatient and outpatient treatment. This allows both you and our treatment professionals here to choose the option that is best for both you and your needs. 

What Other Types of Services Does Aetna Cover?

Not every one that undergoes treatment suffers from just a drug or alcohol addiction. Many people who are suffering from substance abuse issues are also suffering from some sort of mental or behavioral health issue. When someone is suffering from both a mental or behavioral health issue and a substance abuse issue, it’s called a co-occurring disorder.

Aetna knows and understands that many people entering treatment are doing so for more than just a substance abuse issue. That’s why they provide coverage for a variety of other types of problems that someone might need to address when undergoing treatment, including co-occurring disorders.

Mental Health

Having a mental health disorder can be a scary thing to deal with. Unfortunately, many people feel a sense of embarrassment or shame when it comes to suffering from a mental health disorder. As a result, instead of getting the help that they need, they turn to drugs or alcohol to self-medicate and “numb the pain.” This is particularly common amongst those suffering from some form of Post Traumatic Stress Disorder (PTSD). 

Aetna covers both mental and behavioral health, and, depending on your plan, you might be fully covered to undergo mental health treatment at Unity Behavioral Health. Before starting treatment, we will take a look at your insurance plan to see what is included and then work with you to address any out of pocket expenses you might have to pay. 

Alternative Therapy

Not every treatment option is right for every person. That’s why at Unity Behavioral Health, we understand that which is why we are proud to offer a variety of alternative treatment options. One of those options is neurobehavioral therapy. Neurobehavioral therapy is a type of treatment that restores the regulation of neuronal pathways in the brain by identifying abnormalities and creating a precision medicine treatment protocol that is tailored to reset individual brain dysregulation. Neurobehavioral therapy is ideal for those suffering from neurobehavioral disorders such as:

  • Epilepsy
  • Dementia
  • Insomnia
  • Autism Spectrum Disorder
  • ADD
  • ADHD
  • Traumatic Brain Injury

Is Aetna Considered In-Network?

Unity Behavioral Health is proud to partner with Aetna as an in-network facility. As a result, we accept all types of Aetna insurance plans. If you have an Aetna insurance plan and require treatment, you can see us knowing that not only is your insurance accepted but that if there are any out-of-pocket expenses, that they will be lower than at an out of network facility.

Does Aetna Cover Addiction Treatment?

At Unity Behavioral Health, we are proud to accept Aetna insurance plans. Should you have any questions about your insurance or the treatment programs that we offer, contact us today. We will answer any questions that you may have and get you on the road to recovery.

Get Help Now

Speak to one of our experienced and caring representatives at Unity Behavioral Health to learn about how our rehab programs can help your loved one defeat addiction.


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